Our Story

About RF Boston

Michael Garrity and Michael Philbin started RF Boston in 2014 after 20 years as loan borrowers. They wanted to start a lending company that wasn’t fixated on big profits, but instead they aimed to create the best possible customer experience.

They knew firsthand how a negative borrowing experience impacted their own real estate projects and knew that there was a better way.

Real Estate Finance Boston

Meet the team

Michael Garrity

Managing Partner

Michael Philbin

Founding Partner

Emily Scanlon

Director of Operations

Tony Vlasak

VP of Finance & Administrative Operations

Liam Cashman

Junior Finance Controller

Sarah DellaGatta

Loan Underwriter

Kien Hoang

Loan Servicing Coordinator

Richard Knox

Loan Originator

Jeffrey Gomez

Loan Originator

Borrower testimonials

The team (including Mike, Emily, Sarah) were outstanding to work with to get my deal over the finish line. Truly appreciate on how easy and stress free they made the process. Highly recommend (5+ stars) to anyone with this type of lending need.

Anthony H.

Anthony H.

I am so grateful to Michael and his entire team; they saved my life with this transaction! I have to pinch myself from time to time to know that its real. I will tell all my friends about RF-Boston!

Delroy M.

Delroy M.

Can't say enough good things about RF Boston. Mike Garrity and his team are true pro's and can make a seemingly complex deal happen, in a very timely fashion!

Michael B.

Michael B.

RF Boston is composed of a great team of professionals. every transaction that i’ve done with them as a financial institution has been seamless and stress free. real estate financing made easy for sure.

Anibal R.

Anibal R.

The nicest people in banking!

Jim M.

Jim M.