Founded in 2014, RF Boston is a full service direct mortgage lender with an experienced, dedicated and professional team that provides financing to real estate investors and developers.
Our team is based in Quincy, MA. We are 100% local and proud to be a part of the community. Why work with a local lender? You’ll get streamlined decisions made in house. You’ll have faster closing transactions with flexible scheduling. You’ll see fewer & more transparent fees than national lenders and you’ll receive personalized customer service. We understand the local market conditions which helps us better understand our clients and their individual project needs.
Real estate transactions are unique - no two deals are ever the same. We know that every borrower’s situation is different and as a private lender we control our lending guidelines so we’re able to tailor to each deal. We want you to succeed with your real estate project, so we work to find creative lending solutions to get you the financing you need.
Are you buying or rehabbing a property? Refinancing a rental property? Building a project ground-up? Are you seeking a 30-year fixed rate loan? Whatever your financing needs are for non-owner-occupied properties, we can help. We also pride ourselves on being able to provide “bridge to perm” financing, which can allow you to meet the immediate short-term finance needs and then hold the property long term. As a bonus, the underwriting on permanent financing into a 30-year fixed rate loan is easier since most of the documents required are already in house, and our team is able to provide a quick and efficient closing.
We were borrowers first, so we understand the importance of a lender getting a deal closed per agreed upon terms. At RF Boston, we work with our borrowers as a team effort to get each deal over the line. Our in-house underwriters work diligently and proactively to capture all necessary documents and information to get the loan closed on or before the project’s deadline. We provide honest feedback and understand the importance of communication during our underwriting process. As a direct lender, we do not need to seek third party approval and there is no committee to deny or change a deal at the last minute. We will do what it takes to get the deal funded.
RF Boston provides a superior lending service to our customers – we lend to real estate investors and developers who need a fast and easy financing solution. We are committed to providing a better borrowing experience – from underwriting, through loan servicing to loan payoff.
We strive for excellence as a lending company. Our mission is to provide our borrowers with the best finance options to meet their current real estate needs.
The team (including Mike, Emily, Sarah) were outstanding to work with to get my deal over the finish line. Truly appreciate on how easy and stress free they made the process. Highly recommend (5+ stars) to anyone with this type of lending need.
I am so grateful to Michael and his entire team; they saved my life with this transaction! I have to pinch myself from time to time to know that its real. I will tell all my friends about RF-Boston!
Can't say enough good things about RF Boston. Mike Garrity and his team are true pro's and can make a seemingly complex deal happen, in a very timely fashion!
RF Boston is composed of a great team of professionals. every transaction that i’ve done with them as a financial institution has been seamless and stress free. real estate financing made easy for sure.
The nicest people in banking!