Michael Garrity

Managing Partner


Michael Garrity is the managing partner and oversees all operations of RF Boston. He chairs the loan committee that reviews all loan proposals before consideration to fund real estate transactions, in addition to overseeing all origination, funding, servicing and investor relations. Mr. Garrity has more than 20 years of experience as an entrepreneur in the real estate financial markets including Garrity Realty, Nationwide Short Sale Solution (NWSSS), Capital Line-Funding (CLF) and RF-Boston.

At Garrity Realty he worked as real estate broker. Shortly after the 2008 real estate crash, Mr. Garrity headed one of the largest distressed real estate companies in Massachusetts, NWSSS, working with dozens of different banks helping to mitigate short-term capital losses. In 2014 Mr. Garrity opened Capital-Line Funding (CLF) which operated as a lending platform designed to work with MA based fix and flip developers. CLF re-branded in 2019 to become RF Boston. RF Boston is currently originating $100MM+ a year in private loans and has serviced over $500MM in loans since inception.

Mr. Garrity attended the Massachusetts Maritime Academy, served four years in the United States Marine Corps reserves and two years in the Army National Guard. He is a Quincy native and resides there today along with his wife and three kids.