RF BostonRental Loans

RF Boston

Rental Loans

Our program is suitable for both seasoned and first-time real estate investors seeking financing for a purchase or refinance of a rental property. This is a low-documentation, truly asset-based rental loan program customized to meet your specific needs. The program does not require verification of personal income or tax returns.



Instead, your eligibility and loan terms are determined based on your credit score (660 minimum), loan-to-value ratio (LTV), liquidity reserves (6-12 months), and debt-service coverage ratio (DSCR). 30-year fixed rate, and 10/1 ARM loan terms are available.


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Call/Text Us

617 908 0612

Property Types

  • Single-family
  • 2-4 Unit
  • Condos, Non-warrantable Condos, Townhomes, PUD
  • 5-8 Unit Residential

Loan Amount:

  • $55,000 – $2,000,000

Loan Types:

  • 30-yr Fixed Rate Mortgage (Fully Amortizing)
  • 10/1 Hybrid ARMs (Interest Only)

Loans are locked at the submission to U/W. Locks are valid for 21 days.

Term Length

  • 30 years

Max LTV:

  • Purchase - 80% LTV
  • Refinance - 75% LTV

Minimum Debt Service Coverage Ratio:

  • 720+ Credit Score: 1.10x
  • 720- Credit Score: 1.20x

Minimum Guarantor FICO

  • Mid-Score of 660


Contact us

Fill out the form below and we will be in contact within 2 business days.